How It Works

Honest representation.
Half the commission
back in your pocket.

We're going to walk you through exactly how this works — step by step, no fine print traps, no smoke and mirrors.

The Process

Four steps from hello
to check in hand.

This program started because Rusty Boshard treats people well. A neighbor mentioned they were moving. Then their kid. Then their friends.

Moving is stressful and expensive, and Rusty knew that. Whenever he had the chance to make it a little easier, he did.

Before long, helping a few people turned into helping a lot of people.

The rebate was always there — now it's just official.

1

You reach out and we have a real conversation.

Book a free 15-minute call with one of our agents — Rusty, Campbell, or Todd. We'll talk about what you're looking for, where you want to buy, your timeline, and whether we're a good fit. No pressure, no pitch, just a conversation.

💬

Per NAR's 2024 settlement rules, we're required to have you sign a written buyer representation agreement before we can show you homes. We'll walk you through ours on that first call — it clearly states our fee and your 50% rebate. No surprises.

2

We're not going to hold your hand endlessly.

We're responsive, we're available, and we'll answer your questions. But if you need someone to spend 40 hours educating you on how real estate works before you're ready to look at a single home, we might not be the best fit. We work best with buyers who are ready to move.

That said — when you are ready, we show up fully. We search, we schedule, we advise, and we negotiate hard. We know the Utah market. The rebate doesn't change how hard we work — we're a volume business, and your result is our reputation.

3

Your offer is accepted. We guide you through closing.

Inspections, appraisals, title, lender coordination — we handle it all the way through closing day. You'll know what's happening at every step. Our job isn't done when the offer is signed; it's done when you have the keys.

4

You get half our commission. At closing. Done.

Whatever commission we earn on your transaction, we give half back to you. It's applied first as a credit toward your closing costs — reducing what you bring to the table. Any amount left over comes back to you as a check after closing.

The rebate is unconditional. You don't have to use a specific lender or meet any other requirements. It's simply our fee structure — and it's in writing from day one.

YOU HANDLE
  • Searching listings on Zillow, Realtor.com, or the MLS
  • Identifying homes you want to tour and sending them to your agent
  • Staying responsive during the offer and contract process
  • Attending inspections and the final walkthrough
WE HANDLE
  • Scheduling and accompanying you on showings
  • Pulling comps and advising on offer strategy
  • Writing and negotiating your offer
  • Managing all contract deadlines, inspections, and title
  • Coordinating your rebate at closing
WHERE TO SEARCH

Keep your eyes on multiple platforms, but UtahRealEstate.com is your best bet — it pulls directly from the MLS and shows listings that never make it to Zillow. When you save a property there, we get notified automatically. In competitive Utah markets, the best homes move fast — MLS is where you'll see them first.

Important: read this before you visit a builder.

⚠ CRITICAL — NEW CONSTRUCTION RULE

If you are considering new construction, you must contact us BEFORE visiting any model home, sales office, or making first contact with a builder's sales team. Builders typically require that your agent is registered with them before your first visit. If you visit first without us registered, the builder may refuse to recognize us as your agent — and your representation and rebate may be at risk for that transaction.

This is one of the most common ways buyers accidentally lose their representation in new construction deals. The builder's sales agent works for the builder — not for you. Having us in your corner at the negotiating table costs you nothing and protects your interests throughout the build process.

When you're interested in a new build community, just text or call us first. We'll register with the builder and go with you to the model home. Simple as that.

Let's address it

Okay — what's
the catch?

We get it. When something sounds this straightforward, people go looking for the asterisk. Here's the honest answer: there isn't a hidden catch. But there are a few things worth understanding about how we work.

📋

We work on volume.

We make less per deal than a traditional agent. We're fine with that — we do more deals, and every happy buyer is a referral. Our business model only works if you're happy. That's a pretty good incentive.

🤝

We're not going to hold your hand endlessly.

We're responsive, we're available, and we'll answer your questions. But if you need someone to spend 40 hours educating you on how real estate works before you're ready to look at a single home, we might not be the best fit. We work best with buyers who are ready to move.

📝

You'll sign a written buyer agreement upfront.

This is actually the law now thanks to the NAR settlement — every buyer's agent is required to have one. Ours spells out our fee, your rebate, and the terms clearly. No vague language, no gotchas.

💰

The rebate is subject to lender approval for credit use.

If your rebate is being applied toward closing costs, your lender needs to sign off on it — most do without issue. Any excess beyond what your lender allows comes to you as a check after closing either way.

The Rebate

How the money actually gets to you.

There are two ways the rebate flows back to you — and most buyers benefit from both on the same transaction.

Closing Cost Credit Most Common

Applied first

The most tax-efficient way to receive your rebate is as a credit toward your closing costs at settlement. This reduces the cash you bring to the table on closing day. Your lender approves the credit amount — which they typically do without issue — and it shows up directly on your Closing Disclosure.

Check After Closing Excess Rebate

The rest

If your rebate is larger than your closing costs — or if for any reason the full credit can't be applied — the remaining balance comes to you as a check after closing. Simple as that. There's no scenario where you leave money on the table.

Post-NAR Settlement Reality

What if the seller doesn't offer commission?

Since August 2024, sellers are no longer required to offer buyer's agent compensation through the MLS. In practice, most Utah sellers still do — but it's worth knowing what happens in every scenario.

The short answer: we'll always be upfront with you about what a seller is offering, and we'll help you structure your offer to account for it. Buyer's agent compensation can also be negotiated as part of the offer itself, or requested as a seller concession.

Most Common

Seller offers buyer's agent commission

Business as usual. Seller pays our commission, we give you half back at closing as a credit or check. You pay nothing out of pocket to us.

Becoming More Common

Seller offers a reduced commission

We earn less, you get half of whatever we earn. The rebate scales with the commission — smaller commission, smaller rebate, but still always 50% back to you.

We'll Talk You Through It

Seller offers no buyer's agent compensation

We'll discuss your options — structuring compensation into your offer, requesting a seller concession, or adjusting our agreement. In some cases, we may ask for a good faith payment of around 0.5% of the purchase price, credited back to you at closing if commission is paid. We won't leave you without a path forward.

Ready?

Still have questions?
Good. Let's talk.

A free 15-minute call is the fastest way to get straight answers about your specific situation. No pressure, no obligation.

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